30 Daily Journaling Prompts for Achieving Your Financial Goals
We all dream of creating financial freedom and reaching our money goals. One of the best and first steps to achieving financial stability is to understand how to manage your money better by getting really honest with yourself about your current money mindset. Daily self improvement begins with taking control and building awareness. That’s why these 30 daily journaling prompts for achieving your financial goals are just what you need in order for understanding your money and achieving financial stability.
How to Use Daily Journaling Prompts to Achieve Your Financial Goals
It takes 28 days for a new habit to form, which is why journaling for financial freedom is something that your future self will thank you for! Using daily journaling prompts to help you achieve financial stability is a great way to explore new ways for how to grow your money, as well as how to manage your money and debt. In addition to this, tracking your money and becoming aware of your current financial situation will help you to control spending and recognize where you could be saving money by not splashing the cash on unnecessary things. Talking about money with those around you isn’t always a conversation that feels comfortable. That’s why journaling about money and financial goals is such a good idea!
You can incorporate these daily journaling prompts into your morning or evening self-care routine and offload any thoughts or worries that you may be experiencing. There are 30 daily prompts for journaling on this list and we recommend completing all of them or modifying them to suit your own money goals. Some of these journaling prompts might not be relevant to you, so just alter them where needed. The important thing is that you stick to journaling every day for 30 days in order to get into the habit of journaling your thoughts and tracking your money.
How to Set Financial Goals
Before you set financial goals, you need to be realistic and also know why you are setting these particular money goals. The big mistake that many people make when creating a money goals vision board is that they are unrealistic when it comes to their current financial situation and want financial freedom. Financial freedom isn’t about pinning “earn $1 million” on your vision board or picturing materialistic things, such as luxury cars and homes. Sure, these goals are not unattainable but if you’re creating your very first vision board or just getting started with working on how to grow your money then the chances of earning $1 million by the end of the year are probably not going to happen. You don’t want to set yourself overly ambitious goals that you are unlikely to achieve, only for you to then become disheartened and fall off track. By all means strive to double your current income within the next year but don’t scupper your chances of success by setting goals that you won’t achieve.
Why Use Daily Journaling Prompts for Finance Goals
You can use daily journaling prompts to explore your thoughts on your finance goals mindset, as well as using it as a money tracker too. We get so caught up in our daily lives that we often don’t notice the small, insignificant actions we do that compound over time into bad habits. When we divide our yearly expenses into daily outgoings, most of our bills seem very affordable, unnoticeable even. However, over a year they are a costly sum that does affect our financial situation. The same applies to earning interest on money we already have. While it’s easy to believe that earning 3% interest on your savings isn’t going to make you rich, over the course of a year every penny adds up. Journaling for personal development and financial freedom can also help you to reach money goals or save money. That’s why learning how to manage your money better combined with journaling for financial freedom is so beneficial when it comes to reaching those money goals. This money tracker notebook is also a great addition to these daily journaling prompts.
As you’re going through this list of financial journaling prompts don’t forget to also note down what you’ve earned each day and what you’ve spent. This will help you to align your actions with your money goals. For example, if one of your financial goals is to stop impulse buying then you might want to stop spending on daily take-out food or coffee and make your own instead.
30 Daily Prompts for Journaling about Money Goals and Financial Freedom
Here is a list of 30 daily journaling prompts to help you achieve your money goals and create financial freedom. You don’t have to go down this list in order. Feel free to complete this list of journaling prompts in any order that you prefer.
Mindset and Money Goals
1. What does financial freedom mean to me?
2. How do I feel about my current financial situation?
3. What are my short-term and long-term financial goals?
4. What limiting beliefs about money do I need to let go of?
5. What does my dream financial future look like?
6. How would having more financial freedom change my life?
7. What steps can I take today to improve my financial situation?
8. What habits do I currently have that help or hurt my finances?
9. How do I define success when it comes to money?
10. Who inspires me in their financial journey and why?
Saving Money Aesthetic Habits
11. What was the last purchase I made, and was it worth it?
12. What are three things I can cut back on to save money?
13. How do I feel when I save money versus when I spend it?
14. What are my biggest financial priorities right now?
15. How can I make saving money more enjoyable?
16. What are my top five non-negotiable expenses each month?
17. What’s one unnecessary expense I can eliminate this week?
18. How much money would I like to have in savings a year from now?
19. What’s one financial skill I want to learn this year?
20. What triggers me to overspend, and how can I avoid it?
Financial Life Hacks: Debt and Financial Challenges
21. How do I feel about the debt I have (if any), and how can I manage it better?
22. What’s the first step I can take toward paying off my debt?
23. How do I react to unexpected financial challenges?
24. What lessons have I learned from past financial mistakes?
25. What would financial stability mean to me right now?
26. How can I prepare myself for future emergencies?
27. What’s one positive step I’ve taken to improve my finances?
28. How can I stay motivated while working toward financial freedom?
Money Goals Vision Board
29. How can I attract more abundance into my life?
30. What does living a life of financial abundance mean to me?
